The Importance of Creating a Will in Your 20s and 30s

Securing Your Future and Peace of Mind

Life in your 20s and 30s is often marked by adventure, self-discovery, and the pursuit of dreams. With so much to look forward to, the thought of creating a Will may not be high on your list of priorities.

However, all of us seem to have a friend or a relative who has succumbed to a fatal disease before they reach the age of 40 while sadly, younger adults are more likely to be involved in a fatal accident than older people.

It is also the time of life when major life events usually happen such as buying a home, getting married or cohabiting and starting a family.

Therefore, creating a Will during these evolving years is a crucial step towards ensuring your wishes are honoured and your loved ones are protected.

In this blog, we'll explore the reasons why creating a Will in your 20s and 30s is not only responsible but also an empowering act that can provide you with peace of mind

Six reasons to write a Will before you're 40

1. Safeguarding your Assets

Even if you are just starting to accumulate wealth, you probably possess assets such as a vehicle, savings, or personal belongings. Crafting a Will empowers you to specify how you want these assets distributed in the event of your death.

If you have a partner but no Will, they may well receive nothing under the rules of intestacy. These rules dictate the distribution of your assets if you die without a Will and this distribution may not align with your preferences.

Putting a will in place will safeguard your legacy and protect your loved ones.

2. Nominating your Beneficiaries

While you may not have dependents in your 20s most people start to have a family in their early 30s, and you probably have close family members, friends, or charitable causes that are important to you.

A Will allows you to designate beneficiaries, ensuring that your assets go to the individuals or organizations you select. Having a Willis is so important once you have your first child or when you purchase a property together, especially if you are not married.

It's a dreadful thought but if anything happens to you a Will ensures the people you love will not be wrapped up in a mountain of paperwork fighting to protect your home, children or assets.

3. Addressing Social Media and Digital Assets

Earlier generations never had to worry about their digital footprint but in the digital age, our online presence is a substantial aspect of our lives. From social media accounts to email and online assets, it is crucial to consider the fate of your digital footprint.

A Will enables you to articulate your preferences concerning the handling of your digital assets and accounts, providing clarity for your loved ones at a distressing time.

4. Designating Guardianship for your Children

If you have children or plan to in the future, a Will permits you to appoint a legal guardian for them, a decision of utmost importance to their future.

This is especially important if both parents die at the same time, in a car accident for example, but the child or children survive.

Naming a guardian in your Will ensures that your wishes regarding the care of your dependents are legally binding and recognised.

5. Avoiding Intestacy Issues

As mentioned previously dying without a Will means dying intestate, subjecting the distribution of your assets to intestacy laws. This process can be protracted, costly, and may not align with your preferences.

It goes without saying that your family, friends and surviving parents will already be distressed about your death, hence it is the responsible thing to do to reduce the onerous bureaucratic load by writing a Will.

Crafting a Will ensures that you retain control over the distribution of your estate, minimising potential conflicts among surviving family members and reducing their admin burden.

6. Streamlining the Probate Process

Probate is the legal process through which the estate of a deceased person is administered. Many people ask a solicitor or probate expert to help them as even with a Will it can be laborious and complicated, without one it can drag on as a burden to those you've left behind for months or even years.

A well-drafted Will can streamline the probate process, making it more straightforward and less burdensome for your loved ones during an already challenging time. Without a Will, the probate court may need to make decisions on your behalf, potentially leading to delays and complications.

No one is invincible

While contemplating the inevitable may not be the most appealing prospect in your 20s and 30s, creating a Will is a responsible and empowering act.

It ensures your wishes are legally recognised and provides financial security and emotional tranquillity for both you and your loved ones.

Initiating the process of creating a will today is an investment in your future and a demonstration of your commitment to shaping your legacy. It is not something to be scared of but an important step and an act of love towards those you leave behind.

Talk to Savigny

When you're young you like to think you're invincible but sadly tragedy happens to people under 40 every day, so don't delay - begin the conversation about your Will today.

Talk to our compassionate and understanding team at Savigny Will Writers using the details below to discover how we can help you craft a Will that safeguards your legacy, no matter how young or old you are.

For more information, please contact us using the details below.

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